Zoning Basics for Homeowners & Investors

by Marianna E Perez 09/06/2020

Image by Arek Socha from Pixabay

The regulations of real estate zoning have the potential to make or break a property, but not everyone is aware of these laws until they're confronted with the day-to-day realities of them. We'll look at the basics of zoning, and what investors and homeowners should keep in mind before making plans. 

There Are Few Absolutes 

When it comes to real estate zoning, there are very few assumptions you can make. Some neighborhoods give property owners near-total freedom to do whatever they like. Outside of breaking federal laws, owners are free to add, build and destroy at will. In other neighborhoods, there may be laws that govern practically any change you would ever want to make.

You may need to apply for any number of permits before you can be approved to improve your own property. If you live in an HOA, the regulations will become even more stringent, impacting everything from the color of your home to the length of your grass blades. 

Professionals May Have to Get Involved

Zoning laws may prevent owners from doing their own repairs, instead requiring them to contact a pre-approved contractor to complete the job. Or they may allow you to complete the job, only on the condition that you schedule an inspector to certify that the safety of the property. These laws are put in place because one owner's plumbing fiasco can quickly spread to a neighbor's yard, and one electrical miswiring can extinguish the power on the whole block. The good news is that even the most stringent neighborhoods will typically allow property owners to do their own prep work before professionals arrive. 

Zoning Laws Change 

Zoning laws are not static, which can make them confusing to adhere to. There's plenty of unpermitted work all over the nation, and it can cause a lot of headaches for owners if they're challenged to prove when and how work was completed. Because of this, you're encouraged to do a little research before making changes to the property. In addition, keep track of all receipts and documents that show the dates of the changes. And if you're planning to buy a home, consider how future laws might impact the property. For example, if your land comes under environmental protection status, it may severely impact its value and functionality. 

The zoning laws aren't there to impede property owners (although it may feel that way at times). These regulations were created to keep everyone in the area protected from serious property fiascos. Knowing the rules before you buy and following them after is a good way to keep yourself out of trouble. 

About the Author
Author

Marianna E Perez

Marianna E. Perez is a Real Estate professional with over 20 years of experience. A lifelong resident of South Florida, she keeps her finger on the pulse of the latest trends and movements in the real estate market. She offers clients top-notch guidance from start to finish, ensuring the entire process is seamless, efficient and rewarding. Prior to entering real estate, Marianna was Senior Vice President of Commercial Real Estate Banking at City National Bank of Florida. She provided strategic leadership facilitating profitable and efficient origination of real estate loans. Marianna was a trusted advisor to clients and to the bank growing a real estate portfolio to over $300 million. She is firmly committed to the philosophy “not quantity, but quality,” which she practices in both her personal and professional life. Marianna is a graduate of FIU where she earned a bachelor’s degree in business management. She is a member of the Miami Association of Realtors, a lifetime board member of the BASF (Builders Association of South Florida), a member of CREW (Commercial Real Estate Women), and ICSC (International Council of Shopping Centers). She is also involved with the Women’s Leadership Council (United Way TNC). In addition, Marianna has received these special industry accolades: Housing Hall of Fame inductee 2017 Builders Association of South Florida, Associate of the Year 2017 Builders Association of South Florida, Florida’s Best Awards Chair 2016 and 2004 Builders Association of South Florida, Vice President 2008 Builders Association of South Florida, President’s Award 2008 and 2003